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Contact us for Current Rates


Products and Interest Rates
as of May 9, 2017

All rates and product features are subject to change without notice.

 
Privacy Policy Notice



Transactional Accounts


Platinum NOW Checking 1,2,3
  • Only Available to Government and Not for Profits
  • $100 to open
  • No monthly fee with $500 minimum average daily balance
  • Unlimited check writing
  • Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
  • minimum daily balance requirement of $500 or more
  • Monthly imaged statement

FREEdom Business Checking 1
  • $100 to open
  • No minimum balance requirement
  • Up to 500 debits and/or credits per month, with no monthly service charges.
  • Monthly imaged statement

Preferred banking services for your employees.

 

Platinum Money Market 1,2,3
  • $100 to open. $1,000 minimum average daily balance to avoid a fee and $1,000 minimum daily balance to obtain the Annual Percentage Yield (APY)
  • Monthly imaged statement



  APY
 Interest
    Rate

$1,000 - $14,999 0.25% 0.25%
$15,000 - $49,999 0.50% 0.49%
$50,000 - $99,999 0.75% 0.74%
$100,000+
1.00% 0.99% (on whole balance)


Time Deposits


Statement Savings 1,2,3
  • $100 to open
  • $200 minimum average daily balance avoid a fee and $200 daily balance to obtain the Annual Percentage Yield (APY)
  • Quarterly truncated statement
  • APY of 0.25%



CDs
$1,000 minimum balance to open and obtain the Annual Percentage Yield (APY). Early withdrawal penalty: 30 days simple interest on the amount withdrawn for CDs of 12 months or less, 90 days simple interest on the amount withdrawn for CDs greater than 12 months term.

  • Call us for Rates & Terms



Specials 4, 5, 6
19 Months Add-On CD  1.35% APY
19 Months Add-On CD with Relationship Bonus  1.50% APY


RELATIONSHIP BONUS 
  • The renewal term may be different from the original term.
  • The Relationship Bonus is based on maintaining at least an average monthly statement balance in qualifying FREEdom Checking Account, Platinum NOW, Statement Savings or Platinum Money Market of $5,000. If this qualification is not met, then the APY may revert to the Standard rate in effect at the time the CD was opened or last renewed.
  • For more information, please speak with an account officer.
  • Annual Percentage Yield (APY) for all CD Accounts is subject to change without notice. There is a $1,000 minimum opening account deposit and balance requirement. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.




All rates and products are available to existing customers and Kane County residents.

1 Contact us for further information about applicable fees and terms.

2 Variable rate account, interest rates are determined at the bank's discretion and subject to change at any time.

3 Account with a minimum balance requirement will be assessed a fee of $10.00 if the balance in that account falls below the minimum balance.

4 Unlimited deposits can be made to the Add-On CDs with a minimum deposit amount of $1.00.

5 Add-On CDs automatically renew at a 12 month term

6 Variable rate account, where the interest rate and APY may change to the Standard APY in effect at the time the CD was opened or last renewed during the term of the CD if the average monthly statement balance in the qualifying deposit account is not maintained.







American Eagle Bank