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Consumer Products and Services


Products and Interest Rates
as of July 17, 2017

All rates and product features are subject to change without notice.




Transactional Accounts



FREEdom Personal Checking 1
  • $100 to open
  • No minimum balance requirement
  • Unlimited check writing
  • No monthly maintenance fees
  • Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
  • Monthly imaged statement

Platinum NOW Checking 1,2,3
  • $100 to open
  • No monthly fee with $500 minimum average daily balance
  • Unlimited check writing
  • Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
  • APY of 0.25%. (Minimum daily balance requirement of $500 or more)
  • Monthly imaged statement

Golden Eagle NOW Checking 1,2
  • $100 to open
  • No minimum balance requirement
  • Unlimited check writing
  • No monthly maintenance fee
  • Other services at discounted prices
  • Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
  • APY of 0.50%.
  • Account owner must be 55 yrs or older
  • Monthly imaged statement

Platinum Money Market 1,2,3
  • $100 to open. $1,000 minimum average daily balance to avoid a fee and $1,000 minimum daily balance to obtain the Annual Percentage Yield (APY)
  • Monthly imaged statement



  APY
 Interest
    Rate

$1,000 - $14,999 0.25%  0.25%
$15,000 - $49,999 0.50%  0.49%
$50,000 - $99,999 0.75%  0.74%
$100,000+
1.00%  0.99% (on whole balance)


 

Time Deposits

EagleSavers 1,2

Click For More Info


  • $1 to open
  • $1 minimum balance, no minimum balance service charge
  • Account owner must be age 17 or under with parent or guardian co-signer
  • Quarterly truncated statement


 
 APY
Interest
   Rate

$1 - $9,999.99 1.00% 0.99%
$10,000+
0.25% 0.25% (on balance over $10,000)



Statement Savings 1,2,3
  • $100 to open
  • $200 minimum average daily balance avoid a fee and $200 daily balance to obtain the APY
  • Quarterly truncated statement
  • APY of 0.25%



CDs/IRAs 
$1,000 minimum balance to open and obtain the Annual Percentage Yield (APY) - except for Education IRAs.($500 min.) Early withdrawal penalty: 30 days simple interest on the amount withdrawn for CDs of 12 months or less, 90 days simple interest on the amount withdrawn for CDs greater than 12 months term.
  • Call us for Rates & Terms


Specials 4, 5, 6
19 Months Add-On CD with Relationship Bonus  1.50% APY
29 Months Add-On CD with Relationship Bonus  1.90% APY
54 Months Add-On CD with Relationship Bonus  2.50% APY


TERM
RELATIONSHIP BONUS APY6 STANDARD APY6
6 Months
0.80% 0.65%
12 Months 1.05% 0.90%
24 Months 1.45% 1.30%
36 Months 1.70% 1.55%
48 Months 1.95% 1.80%
60 Months 2.15% 2.00%

RELATIONSHIP BONUS 
  • The renewal term may be different from the original term.
  • The Relationship Bonus is based on maintaining at least an average monthly statement balance in qualifying FREEdom Checking Account, Platinum NOW, Statement Savings or Platinum Money Market of $5,000. If this qualification is not met, then the APY may revert to the Standard rate in effect at the time the CD was opened or last renewed.
  • For more information, please speak with an account officer.
  • Annual Percentage Yield (APY) for all CD Accounts is subject to change without notice. There is a $1,000 minimum opening account deposit and balance requirement. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.




1 Contact us for further information about applicable fees and terms.

2 Variable rate account, interest rates are determined at the bank's discretion and subject to change at any time.

3 Account with a minimum balance requirement will be assessed a fee of $10.00 if the balance in that account falls below the minimum balance.

4 Unlimited deposits can be made to the Add-On CDs with a minimum deposit amount of $1.00.

5 Add-On CDs automatically renew at a 12 month term

6 Variable rate account, where the interest rate and APY may change to the Standard APY in effect at the time the CD was opened or last renewed during the term of the CD if the average monthly statement balance in the qualifying deposit account is not maintained.





American Eagle Bank