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Contact us for Current Rates

Products and Interest Rates
as of February 12, 2018


CDs/IRAs
$1,000 minimum balance to open and obtain the Annual Percentage Yield (APY). Early withdrawal penalty: 30 days simple interest on the amount withdrawn for CDs of 12 months or less, 90 days simple interest on the amount withdrawn for CDs greater than 12 months term.
  • Call us for Rates & Terms


Specials  4, 5, 6,
15 Month New Money Step CD7 with Relationship Bonus 2.00% APY
  Interest rate of 1.00% for the first 5 months, the resets to 2.00% for the next 5 months and then resets to 3.00% for the   last 5 months. $225,000 initial deposit maximum per CD.
39 Month New Money Step CD7 with Relationship Bonus 3.00% APY
  Interest rate of 2.00% for the first 13 months, the resets to 3.00% for the next 13 months and then resets to 4.00% for the last 13 months. $225,000 initial deposit maximum per CD.

  TERM
RELATIONSHIP BONUS APY5 STANDARD APY5
12 Months
1.50%
1.35%
24 Months 1.75% 1.60%
36 Months 2.00% 1.85%
48 Months 2.25% 2.10%
60 Months 2.50% 2.35%


RELATIONSHIP BONUS
  • The renewal term may be different from the original term.
  • The Relationship Bonus is based on maintaining at least an average monthly statement balance in qualifying FREEdom Checking Account, Platinum NOW or Statement Savings of $5,000. If this qualification is not met, then the APY may revert to the Standard rate in effect at the time the CD was opened or last renewed.
  • For more information, please speak with an account officer.
  • Annual Percentage Yield (APY) for all CD Accounts is subject to change without notice. There is a $1,000 minimum opening account deposit and balance requirement. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.



Platinum Money Market 1, 2, 3
  • $100 to open. $1,000 minimum average daily balance to avoid a fee and $1,000 minimum daily balance to obtain the APY
  • Monthly imaged statement


     APY
    Interest
      Rate
    $1,000 - $14,999 0.25% 0.25%
    $15,000 - $49,999 0.50% 0.50%
    $50,000 - $99,999 0.75% 0.74%
    $100,000+
    1.00% 0.99% (on whole balance)
    6 Month New Money Bonus Interest Rate 2.00% 1.98%

1 Contact us for further information about applicable fees and terms.

2 Variable rate account, interest rates are determined at the bank's discretion and subject to change at any time.

3 Accounts with a minimum balance requirement will be assessed a fee of $10.00 if the balance in that account falls below the minimum balance.

4 15 Month Step CDs automatically renew at a 12 month term. 39 Month Step CDs automatically renew at a 36 month term. .

5 Variable rate account, where the interest rate and APY may change to the Standard APY in effect at the time the CD was opened or last renewed during the term of the CD if the average monthly statement balance in the qualifying deposit account is not maintained.

6 Step Rate CDs available to existing customers, residents of Kane and Cook County and non-institutional persons only.

7 New Money Step CDs apply to any newly opened CDs with funds not currently on deposit with us; or for any maturing CDs for which the renewal balance is increased by 25% with funds not currently on deposit with us.  We reserve the right in our sole discretion to determine eligibility.




American Eagle Bank