November 8, 2016, we have made changes to the “Terms and Conditions of
Your Account” disclosure. Many of these changes are limited to
clarifications of existing terminology and do not represent new
requirements. Other changes have resulted in the removal of
references to previous requirements that are no longer applicable in
all instances, based on regulatory changes. Please contact us at
(773) 328-2350 or stop by the bank if you would like to receive a copy
of the new Terms and Conditions document.