American Eagle Bank

Products and Services

Products and Rates

Annual Percentage Yield (APY) is listed for all interest bearing accounts.

Transactional Accounts

FREEdom Personal Checking

$100 to open
No minimum balance
Unlimited check writing
No monthly maintenance fees
Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
Monthly imaged statement

Platinum NOW Checking

$100 to open
No monthly fee with $500 minimum average daily balance
Unlimited check writing
Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
APY of 0.50% (minimum average daily balance requirement of $500 or more)
Monthly imaged statement

Golden Eagle NOW Checking

$100 to open
No minimum balance requirement
Unlimited check writing
No monthly maintenance fee
Other services at discounted prices
Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
APY of 0.50%
Account owner must be 55 yrs or older.
Monthly imaged statement

Golden Eagle Club Checking

$100 to open
Balance/account requirements.*
Free banking services.*
Bonus interest rates on various other accounts.*
Membership includes various bank sponsored events.*
No monthly maintenance fee.
APY of 1.00%
Monthly imaged statement
Account owner must be 55 years or older.
*Contact us for further details.

FREEdom Business Checking

$100 to open
No minimum balance requirement
Up to 500 debits and/or credits per month, with no monthly service charges.
Monthly imaged statement

Preferred banking services for your employees.

Business Checking (Account Analysis)

$100 to open
No minimum balance requirement
3.00% Earnings credit
$10 monthly maintenance fee
$0.50 per deposit, $0.10 per debit, $0.10 per item deposited
Monthly imaged statement

Preferred banking services for your employees.

Platinum Money Market

$100 to open. $1,000 minimum average daily balance to avoid a fee and maintain the APY
Monthly imaged statement

APY of:

$1,000 - $14,999	0.50%
$15,000 - $49,999	1.00%
$50,000 - $99,999	1.40%
$100,000+ 1.75%	(on whole balance)

Time Deposits

EagleSavers

Click For More Info

$1 to open
$1 minimum balance, no minimum balance service charge
Account owner must be age 17 or under with parent or guardian co-signer
Quarterly truncated statement
APY of:

$1 - $9,999 1.75%

$10,000 + 1.25% (on balance over $10,000)

Statement Savings

$100 to open
$200 minimum average daily balance avoid a fee and maintain the APY
APY of 1.25%
Quarterly truncated statement

CD/IRA Rates
$1,000 minimum balance to open and maintain the APY - except for Education IRAs.($500 min.) Early withdrawal penalty: 30 days simple interest on CD's of 12 months or less, 90 days simple interest on CD's greater than 12 months term.
6 months	2.25% APY
12 months	2.75% APY
24 months	3.00% APY
36 months	3.10% APY
48 months	3.10% APY
60 months	3.50% APY
0.10% bonus on Jumbo products

Extra Special Rates at American Eagle Bank!

16 Months Special

3.50% APY

ONE GIANT STEP 24 Months Special 4.00%APY

3.50% APY for the first 12 months, then resets to 4.50% APY for the remaining 12 months

Early withdrawal penalty: 30 days simple interest on CD's of 12 months or less, 90 days simple interest on CD's greater than 12 months term.

Promotion rates available to existing customers and Kane County residents.