American Eagle Bank

Products and Services

Products and Rate
as of January 25, 2013

Annual Percentage Yield (APY) is listed for all interest bearing accounts.
All rates and product features are subjet to change without notice.

Transactional Accounts

FREEdom Personal Checking¹

$100 to open
No minimum balance requirement
Unlimited check writing
No monthly maintenance fees
Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
Monthly imaged statement

Platinum NOW Checking ^1,2,3

$100 to open
No monthly fee with $500 minimum average daily balance
Unlimited check writing
Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
APY of 0.10% (minimum daily balance requirement of $500 or more)
Monthly imaged statement

Golden Eagle NOW Checking^1,2

$100 to open
No minimum balance requirement
Unlimited check writing
No monthly maintenance fee
Other services at discounted prices
Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
APY of 0.10%
Account owner must be 55 yrs or older
Monthly imaged statement

Corporate Eagle NOW Checking ^1,2

$100 to open
No minimum balance requirement
Unlimited check writing
No monthly maintenance fee
20% discount on annual safe deposit box fee
First check and deposit order free (up to $50.00)
Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
APY of 0.10%
Monthly imaged statement

Golden Eagle Club Checking^1,2

$100 to open
Balance/account requirements*
Free banking services*
Bonus interest rates on various other accounts*
Membership includes various bank sponsored events*
No monthly maintenance fee
APY of 0.20%
Monthly imaged statement
Account owner must be 55 years or older
*Contact us for further details

FREEdom Business Checking ¹

$100 to open
No minimum balance requirement
Up to 500 debits and/or credits per month, with no monthly service charges.
Monthly imaged statement

Preferred banking services for your employees.

Business Checking (Account Analysis)¹

$100 to open
No minimum balance requirement
3.00% Earnings credit
$10 monthly maintenance fee
$0.50 per deposit, $0.10 per debit, $0.10 per item deposited
Monthly imaged statement

Preferred banking services for your employees.

Platinum Money Market ^1,2,3

$100 to open. $1,000 minimum average daily balance to avoid a fee and $1,000 minimum daily balance to obtain the APY
Monthly imaged statement

APY and interest rate of:

$1,000 - $14,999	0.05%
$15,000 - $49,999	0.20%
$50,000 - $99,999	0.30%
$100,000+ 0.40%	(on whole balance)

Time Deposits

EagleSavers ^1,2

Click For More Info

$1 to open
$1 minimum balance, no minimum balance service charge
Account owner must be age 17 or under with parent or guardian co-signer
Quarterly truncated statement
APY and interest rate of:

$1 - $9,999 0.50%

$10,000 + 0.10% (on balance over $10,000)

Statement Savings ^1,2,3

$100 to open
$200 minimum average daily balance avoid a fee and $200 daily balance to obtain the APY
APY of 0.10%
Quarterly truncated statement

CD/IRA Rates
$1,000 minimum balance to open and obtain the APY - except for Education IRAs.($500 min.) Early withdrawal penalty: 30 days simple interest on the amount withdrawn for CDs of 12 months or less, 90 days simple interest on the amount withdrawn for CDs greater than 12 months term.
6 months	0.25% APY
12 months	0.50% APY
24 months	0.75% APY
36 months	1.00% APY
48 months	1.25% APY
60 months	1.50% APY

STEP 36 months Special 1.20% APY ⁴^,5

Interest rate of 1.00% for the first 12 months, then resets to 1.20% for the next 12 months and then resets to 1.40% for the last 12 months.

All rates and products are available to existing customers and Kane County residents.

¹Contact us for further information about applicable fees and terms.

² Variable rate account, interest rates are determined at the bank's discretion and subject to change at any time.

³ Account with a minimum balance requirement will be assessed a fee of $10.00 if the balance in that account falls below the minimum balance.

⁴Early withdrawal penalty for Step 36 months Special CD/IRA is 180 days simple interest on the amount withdrawn.

⁵Variable rate account with two scheduled interest rate increases.