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Products and Interest Rates as of May 25, 2023
$1,000 minimum balance to open and obtain the Annual Percentage Yield (APY) - except for Education IRAs.($500 min.) Early withdrawal penalty: 90 days simple interest on the amount withdrawn for CDs of 12 months or less, 180 days simple interest on the amount withdrawn for CDs greater than 12 months term.
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| TERM | BALANCE $5,000 OR MORE STANDARD APY |
BALANCE UNDER $5,000 STANDARD APY |
|
|---|---|---|---|
| 12 Months | 4.75% | 4.55% | |
| 24 Months | 4.50% | 4.30% | |
| 36 Months | 4.05% | 3.85% | |
| 48 Months | 3.25% | 3.05% | |
| 60 Months | 3.00% | 2.80% | |
8 Months Special1 |
5.05% |
4.85% |