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Products and Interest Rates as of December 6, 2024
$1,000 minimum balance to open and obtain the Annual Percentage Yield (APY) - except for Education IRAs.($500 min.) Early withdrawal penalty: 90 days simple interest on the amount withdrawn for CDs of 12 months or less, 180 days simple interest on the amount withdrawn for CDs greater than 12 months term.
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TERM | BALANCE $5,000 OR MORE STANDARD APY |
BALANCE UNDER $5,000 STANDARD APY |
|
---|---|---|---|
6 Months 1 | 4.35% 2 | 4.15% 3 | |
12 Months | 4.20% | 4.00% | |
24 Months | 4.10% | 3.90% | |
36 Months | 4.00% | 3.80% | |
48 Months | 3.90% | 3.70% | |
60 Months | 3.75% | 3.55% |