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Contact us for Current Rates
Products and Interest Rates as of June 8, 2018

CDs/IRAs

$1,000 minimum balance to open and obtain the Annual Percentage Yield (APY) - except for Education IRAs.($500 min.) Early withdrawal penalty: 30 days simple interest on the amount withdrawn for CDs of 12 months or less, 90 days simple interest on the amount withdrawn for CDs greater than 12 months term.

Call us for Rates & Terms


Specials 4, 5, 6

14 Month New Money CD7 with Relationship Bonus 2.75% APY
$245,000 initial deposit maximum per CD.

39 Month New Money Step CD7 with Relationship Bonus 3.00% APY
Interest rate of 2.00% for the first 13 months, then resets to 3.00% for the next 13 months and then resets to 4.00% for the last 13 months. $225,000 initial deposit maximum per CD.

TERM RELATIONSHIP BONUS APY 5 STANDARD APY 5
12 Months 2.00% 1.85%
24 Months 2.50% 2.35%
36 Months 2.75% 2.60%
48 Months 2.50% 2.35%
60 Months 2.50% 2.35%

RELATIONSHIP BONUS

  • The renewal term may be different from the original term.
  • The Relationship Bonus is based on maintaining at least an average monthly statement balance in qualifying FREEdom Checking Account, Platinum NOW, Statement Savings or Platinum Money Market of $5,000. If this qualification is not met, then the APY may revert to the Standard rate in effect at the time the CD was opened or last renewed.
  • For more information, please speak with an account officer.
  • Annual Percentage Yield (APY) for all CD Accounts is subject to change without notice. There is a $1,000 minimum opening account deposit and balance requirement. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.


1 Contact us for further information about applicable fees and terms.
2 Variable rate account, interest rates are determined at the bank's discretion and subject to change at any time.
3 Accounts with a minimum balance requirement will be assessed a fee of $10.00 if the balance in that account falls below the minimum balance.
4 14 Month CDs automatically renew at a 12 month term. 39 Month Step CDs automatically renew at a 36 month term.
5 Variable rate account, where the interest rate and APY may change to the Standard APY in effect at the time the CD was opened or last renewed during the term of the CD if the average monthly statement balance in the qualifying deposit account is not maintained.
6 New Money CDs and New Money Step CDs are available to existing customers, residents of Kane and Cook County and non-institutional persons only.
7 New Money CDs and New Money Step CDs apply to any newly opened CDs with funds not currently on deposit with us; or for any maturing CDs for which the renewal balance is increased by 25% with funds not currently on deposit with us. We reserve the right in our sole discretion to determine eligibility.