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Contact us for Current Rates
Products and Interest Rates as of October 4, 2024

CDs/IRAs

$1,000 minimum balance to open and obtain the Annual Percentage Yield (APY) - except for Education IRAs.($500 min.) Early withdrawal penalty: 90 days simple interest on the amount withdrawn for CDs of 12 months or less, 180 days simple interest on the amount withdrawn for CDs greater than 12 months term.

Call us for Rates & Terms

TERM		BALANCE $5,000 OR MORE STANDARD APY	BALANCE UNDER $5,000 STANDARD APY
6 Months 1		4.70% 2	4.50% 3
12 Months		4.40%	4.20%
24 Months		4.20%	4.00%
36 Months		4.20%	4.00%
48 Months		4.00%	3.80%
60 Months		3.75%	3.55%

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¹ 6 Months CD automatically renews at a 12 months term.
² Interest rate of 4.65% for 6 Months CD with a balance of $5,000 or more.
³ Interest rate of 4.45% for 6 Months CD with a balance under $5,000.