Revised Disclosure

CHANGES TO TERMS AND CONDITIONS OF YOUR DEPOSIT ACCOUNT

Effective November 8, 2016, we have made changes to the “Terms and Conditions of Your Account” disclosure. Many of these changes are limited to clarifications of existing terminology and do not represent new requirements. Other changes have resulted in the removal of references to previous requirements that are no longer applicable in all instances, based on regulatory changes. Please contact us at (847) 742-7400 or stop by the bank if you would like to receive a copy of the new Terms and Conditions document.