Business Products and Services
Products and Interest Rates as of March 3, 2025
All rates and product features are subject to change without notice.
Annual Percentage Yield (APY) is listed for all interest bearing accounts.
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Transactional Accounts
Platinum NOW Checking 1, 2, 3
- Only Available to Government and Not for Profits
- $500 initial deposit to open the account
- No monthly fee with $500 minimum average daily balance
- Unlimited check writing
- Free ATM/Debit card - no annual fee, no usage fee (ATM surcharges imposed by other ATM owners may apply)
- APY of 0.20% Interest Rate of 0.20% (Minimum daily balance requirement of $500 or more)
- Monthly imaged statement
FREEdom Business Checking 1
- $500 initial deposit to open the account
- No minimum balance requirement
- Up to 500 debits and/or credits per month, with no monthly service charges
- Monthly imaged statement
- Preferred banking services for your employees
Platinum Money Market 1, 2, 3
- $1,000 initial deposit to open the account
- $1,000 minimum average daily balance to avoid a fee and $1,000 minimum daily balance to obtain the Annual Percentage Yield (APY)
- Monthly imaged statement
| AMOUNT |
APY |
Interest Rate |
| $1,000 - $14,999 |
0.25% |
0.25% |
| $15,000 - $49,999 |
1.75% |
1.73% |
| $50,000 - $99,999 |
3.00% |
2.96% |
| $100,000 - $499,999 |
3.45% |
3.39% |
| $500,000+ |
3.70% |
3.63% (on whole balance) |
Time Deposits
Statement Savings 1, 2, 3
- $200 initial deposit to open the account
- $200 minimum average daily balance avoid a fee and $200 daily balance to obtain the Annual Percentage Yield (APY)
- Quarterly truncated statement
- APY of 3.15% Interest Rate of 3.11%
CDs
$1,000 minimum balance to open and obtain the Annual Percentage Yield (APY). Early withdrawal penalty: 90 days simple interest on the amount withdrawn for CDs of 12 months or less, 180 days simple interest on the amount withdrawn for CDs greater than 12 months term.
Call us for Rates & Terms
| TERM |
|
BALANCE $5,000 OR MORE
STANDARD APY |
BALANCE UNDER $5,000
STANDARD APY |
| 6 Months 4 |
|
4.05% 5 |
3.85% 6 |
| 12 Months |
|
4.00% |
3.80% |
| 24 Months |
|
4.00% |
3.80% |
| 36 Months |
|
3.95% |
3.75% |
| 48 Months |
|
3.75% |
3.55% |
| 60 Months |
|
3.75% |
3.55% |
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1 Contact us for further information about applicable fees and terms.
2 Variable rate account interest rates are determined at the bank's discretion and subject to change at any time.
3 Accounts with a minimum balance requirement will be assessed a fee of $10.00 if the balance in that account falls below the minimum balance.
4 6 Months CD automatically renews at a 12 months term.
5 Interest rate of 4.01% for 6 Months CD with a balance of $5,000 or more.
6 Interest rate of 3.81% for 6 Months CD with a balance under $5,000.